What stage in life are you at?

Having a plan in place to help you reach your goals makes sense

No matter what stage in life you're at, we can help. Our fully qualified planners can help you reach your goals, even if retirement may seem a long time off - the sooner you start planning, the more likely you are to have the kind of lifestyle you want when you finish working. 

Setting yourself up

You are establishing and building your career. You may be:

  • paying off your HECS
  • travelling
  • buying your first home
  • getting married
  • starting a family
  • considering family healthcare and insurance

Securing your lifestyle

You’re likely to focus on protecting your lifestyle:

  • paying education expenses if you have children
  • saving and building wealth outside of super
  • managing any debt you may have
  • budgeting and cashflow
  • managing your tax
  • healthcare cover
  • insurance and income protection cover
  • financing home renovations

Transitioning to retirement

With 20 or more years of retirement to look forward to, your priorities may be protecting your assets, and continuing your current lifestyle:

  • winding down your working hours
  • paying off any debt 
  • family healthcare
  • helping your children
  • planning for your retirement
  • wills and trusts

Retirement from work

Now you've finished working, you may be thinking about protecting your assets and:

  • minimising tax
  • setting up an income stream
  • taking that long-awaited trip
  • managing debt efficiently
  • healthcare
  • aged care planning
  • understanding estate planning

 

 

Assisted living and aged care

This care may be for you or for a loved one, so you may like to:

  • find out the options available
  • identify costs
  • find out eligibility for services
  • find out the government benefits available
  • make decisions on assets
  • understand estate planning complexities.
More on aged care

Arrange a no cost initial appointment with a planner to work towards a secure financial future